The right choice of online payment gateway is crucial for successful online deal both for sellers and customers. But does this choice is that easy to make? Obviously, it’s not. Everyone knows that Google Checkout and PayPal are one of top popular and trusted payment gateways processing online payments. PayPal has been around for years and its leading position was never questioned before Google Checkout was launched. Let’s take a closer look at both payment gateways and their pros and cons for merchants and customers.

If you need to choose between PayPal and Google Checkout to start accepting payments, consider the following features:

1) Percent charged per sale price and per transaction:

• Google Checkout: 2 % of the sale price + 20 cents per transaction
• PayPal: 1.9-2.9 % based on sales volume + 30 cents per transaction

2) Rates for global transactions. PayPal’s rates for cross-border transactions are rather high, whereas Google Checkout still provides this service for free. Read the rest of this entry »

In this post I’d like to nibble at such subject as biometric payment systems and Pay By Touch in particular. According to different ratings such payment gateways as SECPay, WorldPay, PayPal and Google Checkout are the most popular international payment systems trusted and used by online shoppers all over the world, however the question is whether biometric payment systems have chance to became even more popular than SECPay and WorldPay and protect customers’ data better than anyone else.

Well, obviously Pay By Touch is the global leader of biometric authentication which has all chances to become leading online payment gateway. To date more than 3 millions of Americans have registered in Pay By Touch system and it seems like the company is oriented mainly on American market, though it holds more than 60 patents worldwide on secure, convenient and cost-effective transaction solutions. Read the rest of this entry »